At a Glance: Virginia Contractor License
| Item | Details |
|---|---|
| Licensing Board | Virginia Department of Professional and Occupational Regulation (DPOR) |
| License Types |
|
| License Threshold | $1,000 for all classes |
| Application Fee | $80–$450 depending on class |
| Exam Required | ✅ Yes |
| Exam Provider | PSI Exams |
| Exam Cost | $75–$130 |
| Experience Required | 1–5 years depending on class |
| Insurance Required | Class A: $50K minimum; Class B: $50K; Class C: $50K |
| License Renewal | Annual; $80–$400 |
Step-by-Step: How to Get Your Virginia Contractor License
- Determine license class based on project revenue
- Document required experience
- Pass PSI Business & Law and trade exam
- Obtain insurance ($50K minimum)
- Apply through DPOR online portal
- License issued in 2–4 weeks
Exam Requirements
Provider: PSI Exams
Cost: $75–$130
Topics covered: Virginia Business & Law, Trade Knowledge
Most state contractor exams test two main areas: Business & Law (contracts, lien law, workers' comp, licensing regulations) and Trade Knowledge (construction practices, building codes, safety). Prepare for both sections — even experienced contractors struggle with the Business & Law portion without dedicated study.
Study Resources
- PSI Candidate Handbook (available on PSI website — free, covers exactly what's on the exam)
- ICC Study Guides for code-based exams
- Contractor's Business & Law Study Guide by Craftsman Book Company
- Online prep courses from Contractor Exam Prep and similar providers
Insurance & Bonding Requirements
Class A: $50K minimum; Class B: $50K; Class C: $50K
Beyond what Virginia requires, consider these coverage types for complete protection:
- General Liability: Protects against third-party bodily injury and property damage claims
- Workers' Compensation: Required if you have employees; protects against job-site injury claims
- Commercial Auto: Your personal auto policy won't cover your work truck
- Inland Marine (Tools & Equipment): Covers tool theft from job site or vehicle
Reciprocity
Virginia has the following reciprocity agreements with other states:
- Maryland (limited)
Important: Reciprocity agreements change over time. Always contact the Virginia licensing board directly to confirm current reciprocity status before assuming your out-of-state license qualifies for expedited licensure.
Important Notes for Virginia
Virginia's tiered system makes it accessible. Class C is great for starting out. Upgrading between classes is straightforward as your business grows.
Official Resources
- Virginia Department of Professional and Occupational Regulation (DPOR) — Official Website
- PSI Exams — Schedule Your Contractor Exam
- Contractor Insurance Guide
- Contractor Bonding Guide
- How to Start a Construction Business
Always verify requirements directly with the Virginia Department of Professional and Occupational Regulation (DPOR). Requirements, fees, and exam procedures change frequently — this guide is updated periodically but may not reflect the most recent changes.