At a Glance: Virginia Contractor License
| Item | Details |
|---|---|
| Licensing Board | Virginia Department of Professional and Occupational Regulation (DPOR) |
| License Types |
|
| License Threshold | $1,000 for all classes |
| Application Fee | $80–$450 depending on class |
| Exam Required | Yes |
| Exam Provider | PSI Exams |
| Exam Cost | $75–$130 |
| Experience Required | 1–5 years depending on class |
| Insurance Required | Class A: $50K minimum; Class B: $50K; Class C: $50K |
| License Renewal | Annual; $80–$400 |
Step-by-Step: How to Get Your Virginia Contractor License
- Determine license class based on project revenue
- Document required experience
- Pass PSI Business & Law and trade exam
- Obtain insurance ($50K minimum)
- Apply through DPOR online portal
- License issued in 2–4 weeks
Exam Requirements
Provider: PSI Exams
Cost: $75–$130
Topics covered: Virginia Business & Law, Trade Knowledge
Most state contractor exams test two main areas: Business & Law (contracts, lien law, workers' comp, licensing regulations) and Trade Knowledge (construction practices, building codes, safety). Prepare for both sections — even experienced contractors struggle with the Business & Law portion without dedicated study.
Study Resources
- PSI Candidate Handbook (available on PSI website — free, covers exactly what's on the exam)
- ICC Study Guides for code-based exams
- Contractor's Business & Law Study Guide by Craftsman Book Company
- Online prep courses from Contractor Exam Prep and similar providers
Insurance & Bonding Requirements
Class A: $50K minimum; Class B: $50K; Class C: $50K
Beyond what Virginia requires, consider these coverage types for complete protection:
- General Liability: Protects against third-party bodily injury and property damage claims
- Workers' Compensation: Required if you have employees; protects against job-site injury claims
- Commercial Auto: Your personal auto policy won't cover your work truck
- Inland Marine (Tools & Equipment): Covers tool theft from job site or vehicle
Reciprocity
Virginia has the following reciprocity agreements with other states:
- Maryland (limited)
Important: Reciprocity agreements change over time. Always contact the Virginia licensing board directly to confirm current reciprocity status before assuming your out-of-state license qualifies for expedited licensure.
Important Notes for Virginia
Virginia's tiered system makes it accessible. Class C is great for starting out. Upgrading between classes is straightforward as your business grows.
Frequently Asked Questions
-
Do I need a contractor license in Virginia?Yes. In Virginia, contractors are required to be licensed for projects valued at $1,000 for all classes. The licensing is managed by the Virginia Department of Professional and Occupational Regulation (DPOR). Operating without a license can result in fines and inability to enforce contracts.
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How much does a Virginia contractor license cost?The application fee for a Virginia contractor license is $80–$450 depending on class. An exam fee of $75–$130 is also required for the PSI Exams exam. Renewal is Annual; $80–$400.
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Is an exam required for a Virginia contractor license?Yes. Virginia requires passing the PSI Exams exam (cost: $75–$130) covering Virginia Business & Law and Trade Knowledge. Passing the exam is a prerequisite before applying for your license.
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What insurance is required for a Virginia contractor license?Virginia requires the following insurance for contractor licensing: Class A: $50K minimum; Class B: $50K; Class C: $50K. This is the minimum required — most contractors carry higher limits for additional protection on job sites.
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How long does it take to get a contractor license in Virginia?Getting a Virginia contractor license typically involves 6 steps: obtaining required experience (1–5 years depending on class), passing the exam, securing insurance, and submitting the application to the Virginia Department of Professional and Occupational Regulation (DPOR). Processing times vary but most applications are decided within 4–8 weeks after submission.
Official Resources
- Virginia Department of Professional and Occupational Regulation (DPOR) — Official Website
- PSI Exams — Schedule Your Contractor Exam
- Contractor Insurance Guide
- Contractor Bonding Guide
- How to Start a Construction Business
Always verify requirements directly with the Virginia Department of Professional and Occupational Regulation (DPOR). Requirements, fees, and exam procedures change frequently — this guide is updated periodically but may not reflect the most recent changes.