At a Glance: Connecticut Contractor License
| Item | Details |
|---|---|
| Licensing Board | Connecticut Department of Consumer Protection |
| License Types |
|
| License Threshold | All residential work over $200 |
| Application Fee | $220–$560 |
| Exam Required | ✅ Yes |
| Exam Provider | DCP approved testing vendors |
| Exam Cost | $80–$120 |
| Experience Required | 2 years experience in trade |
| Insurance Required | General Liability ($500,000 minimum); Workers' Comp if applicable |
| License Renewal | Biennial; $220–$560 |
Step-by-Step: How to Get Your Connecticut Contractor License
- Verify 2 years of trade experience
- Pass the CT trade exam
- Obtain general liability insurance
- Register business with CT Secretary of State
- Apply for HIC or contractor license via DCP portal
- Pay applicable fees
Exam Requirements
Provider: DCP approved testing vendors
Cost: $80–$120
Topics covered: Connecticut Home Improvement Act, Business practices, Trade knowledge
Most state contractor exams test two main areas: Business & Law (contracts, lien law, workers' comp, licensing regulations) and Trade Knowledge (construction practices, building codes, safety). Prepare for both sections — even experienced contractors struggle with the Business & Law portion without dedicated study.
Study Resources
- PSI Candidate Handbook (available on PSI website — free, covers exactly what's on the exam)
- ICC Study Guides for code-based exams
- Contractor's Business & Law Study Guide by Craftsman Book Company
- Online prep courses from Contractor Exam Prep and similar providers
Insurance & Bonding Requirements
General Liability ($500,000 minimum); Workers' Comp if applicable
Beyond what Connecticut requires, consider these coverage types for complete protection:
- General Liability: Protects against third-party bodily injury and property damage claims
- Workers' Compensation: Required if you have employees; protects against job-site injury claims
- Commercial Auto: Your personal auto policy won't cover your work truck
- Inland Marine (Tools & Equipment): Covers tool theft from job site or vehicle
Reciprocity
Connecticut has the following reciprocity agreements with other states:
No active reciprocity agreements.
Important: Reciprocity agreements change over time. Always contact the Connecticut licensing board directly to confirm current reciprocity status before assuming your out-of-state license qualifies for expedited licensure.
Important Notes for Connecticut
Connecticut requires all home improvement contractors to be registered even for small projects. Failure to register is a criminal offense.
Official Resources
- Connecticut Department of Consumer Protection — Official Website
- PSI Exams — Schedule Your Contractor Exam
- Contractor Insurance Guide
- Contractor Bonding Guide
- How to Start a Construction Business
Always verify requirements directly with the Connecticut Department of Consumer Protection. Requirements, fees, and exam procedures change frequently — this guide is updated periodically but may not reflect the most recent changes.